Advanced cancer care in India can cost up to ₹30 lakh. Real data shows 84% of patients face catastrophic spending even with insurance — here is what the numbers actually say, and how to plan for them.
GST on individual and family floater health insurance dropped to zero in late 2025. Premiums still rose. Here’s what’s actually driving the cost of your health cover, and what to do about it at renewal.
Most health insurance claim rejections in India trace back to paperwork, not policy exclusions. Here is what a discharge summary and pre-authorization form actually need to contain.
Lifetime diabetes medication cost alone runs close to 19.45 lakh rupees per PMC pan-India research, and 38% of Indian households with a diabetic member face catastrophic health expenditure. The real numbers, where the money actually goes, and why early management is a financial decision as much as a medical one.
Medically Written & Reviewed By Dr. Ajit Kumar, MD (Medicine) — Founder, Medimadad. About the Author | Editorial Policy A standard health insurance policy pays your hospital when you’re admitted. Critical illness insurance pays you, directly, in a lump sum, the moment you’re diagnosed with a covered condition — before treatment even starts. The two […]
Medically Written & Reviewed By Dr. Ajit Kumar, MD (Medicine) — Founder, Medimadad. About the Author | Editorial Policy Nobody budgets for a heart attack. Yet around the world, a single unplanned hospital admission is one of the fastest ways a family’s finances unravel. The World Health Organization estimates that hundreds of millions of people […]
Medically Written & Reviewed By Dr. Ajit Kumar, MD (Medicine) — Founder, Medimadad. About the Author | Editorial Policy You pay your health insurance premium every year. You feel protected. Then a family member is hospitalised, and the claim is rejected – or partially paid – for reasons buried in page 34 of the policy […]
